Good morning. Most financial surprises aren't random — they happen when we stop paying attention. This morning, we've got three stories that are a timely reminder to read the fine print, check your accounts and stay in the know.

On The Money Today:

  • A small typo on his plane ticket cost an Ontario man $6,223

  • Your Costco and Prime memberships have perks you're probably not using

  • Your PC Mastercard is getting a new bank — here's what that means for your points

Let's get into it. But first…

Your voice belongs in the conversation

We've always believed the best financial conversations happen when smart Canadians share what they know. Now it's even easier to join in. Commenting on Money.ca articles is free — a simple way to share your perspective, ask questions, and push the conversation further. Whether you're weighing in on the housing market or the best TFSA strategies, your insight belongs here. Sign up with your email or continue with a Google, Facebook, or Apple account.

Brandon Bowman noticed a minor error on his Air Canada ticket before flying to Thailand — and what started as a small typo nearly derailed his dream trip. It can happen to anyone, whether you book directly with an airline or through a third party. Before your next flight, here's exactly what you need to check the moment your confirmation hits your inbox.

SPONSORED BY YNAB

Budgeting and tracking help you understand exactly where your money is going. With YNAB, link your accounts to see a clear picture of your expenses and net worth growth. Prioritize saving for short or long term goals — like a vacation or a house down payment — with the app's goal tracking feature.

Want to pay off debt faster? Create personalized paydown plans to calculate how much interest you'd save by topping up your monthly payments. No credit card needed to start your free trial today.

You’re likely already paying for memberships like Amazon Prime, Costco or a rewards credit card — but chances are you’re only using a fraction of what they offer. From built-in insurance and extended warranties to free credits, subscriptions and discounts, many perks are hiding in plain sight and could be saving you money every month.

If you shop at Loblaws, Shoppers Drug Mart or No Frills and carry a PC Mastercard, something significant is happening behind the scenes. EQ Bank has been cleared to take over PC Financial — and with more than 2 million cardholders in the mix, the questions around what changes and what doesn't are ones worth paying attention to

MORE FROM MONEY.CA

PERSONAL LOANS: Police are warning 4.7 million Canadians about illegal lenders — here's how to protect yourself

INSURANCE: A cancer diagnosis can cost Canadians thousands in lost income — this new benefit may help close the gap

RETIREMENT: He had $300K in cash at home and $400K in a savings account. Here's how The Ramsey Show says he can turn it all into $2M

DEBT: Woman lost $600K to a scam 10 years ago and gave financial control to her daughter as recovery — who now refuses to give it back

That’s it for today. See you soon with another quick roundup of the financial news that matters.

Today’s newsletter was written by Amy Tokic, edited by Shirley Sze and Rudro Chakrabarti. Stories by Romana King, Vawn Himmelsbach, Emma Caplan-Fisher, Daniel Liberto.

Keep reading