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Good morning. After the Golden Globes this past week, Canadians are reminded that retirement goals now include staying awake through the Best Drama category. But seriously, Canadians are taking notice this week after a Canadian icon announced it will be leaving Ontario and sending profits south while putting up to 200 local jobs at risk. Is Crown Royal’s exit a one-off — or a warning sign for Ontario manufacturing and the Canadian economy?
■ Retirement
Why border rules, currency pressure and politics are pushing Canadian snowbirds to rethink their winter escape
For generations of Canadian retirees, winter meant packing up and heading south — often to the same U.S. destinations year after year. But this season, that well-worn path is starting to feel far less certain.
New U.S. entry requirements, a weaker Canadian dollar and increasingly strained political rhetoric aimed at Canada are making snowbirds rethink where their time, money and peace of mind are best spent. A recent Snowbird Advisor poll shows 15% of respondents now plan to skip the U.S. altogether this winter — a notable shift for a group known for consistency and long-term loyalty to their winter homes.
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■ Wealth Building
From compounding to patience, Buffett’s playbook isn’t just for billionaires — it works for everyday investors, too.

Warren Buffett started his investing journey with just US$9,800 after college. Today, he’s worth more than US$150 billion — not because he chased trends, but because he followed a disciplined, long-term strategy built on simple financial rules.
Buffett’s approach is rooted in patience, consistency and understanding what you own. And while his success may seem extraordinary, the principles behind it are surprisingly practical — and accessible to anyone willing to think long term and tune out short-term market noise.
Learn the timeless principles Warren Buffett used to build lasting wealth — and how Canadians can put them to work.
■ News
Crown Royal’s exit from Ontario is about more than whisky — it’s about jobs, identity and the future of manufacturing
For decades, Crown Royal’s purple bag has symbolized Canadian craftsmanship and pride. Now, that symbol is leaving Ontario.
Diageo, the British company behind the brand, is closing its Amherstburg bottling plant and shifting production to the United States, affecting an estimated 160 to 200 jobs. While the company cites supply-chain efficiency, the decision has ignited political backlash and renewed concerns about the long-term stability of Ontario’s manufacturing sector — and what Canadians lose when global profits take priority over local jobs.
Here’s how the decision to leave Canada impacts Canadians.
■ More Money.ca
Banking: From cold wallets to decentralized finance, money no longer needs a physical home — and Canada’s tax system may be struggling to keep up. What happens when money exists everywhere — and nowhere? Understand what borderless wealth means for Canada’s financial future.
Retirement: Many Canadians assume staying in the workforce longer is the safest financial move — but that isn’t always true. Why delay freedom if your finances are already doing the heavy lifting? Explore the numbers behind retiring earlier.
Managing Money: Getting an extra $500 a month should feel like progress — yet for many Canadians, it barely makes a dent. Learn how to make your next raise actually count.
Investing: Opening a TFSA is often the first financial step young Canadians take — but for many, the money inside never gets invested. Learn what’s holding young investors back — and how to move forward.



