Good morning. Most of us operate on autopilot when it comes to the big stuff — save as much as you can, trust the companies we rely on and assume a long marriage will last forever. Today's issue challenges all three of those assumptions.
On The Money Today:
The case for spending more — and saving less — before it's too late
The $250 million settlement that proves consumers can take on big tech
What Canadian women over 50 need to know about divorce and their money
Let's get into it.
You've spent years building a nest egg — but what if the real risk isn't saving too little, it's saving too much? In Die With Zero, hedge fund manager Bill Perkins makes the case that over-optimizing for wealth could cost you the very experiences money is meant to buy. Here's what that means for how Canadians are planning their retirement.
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Apple just agreed to pay US$250 million over claims it misled buyers about what Siri could actually do. The settlement is U.S.-focused — but for Canadian iPhone owners, it raises real questions about AI promises that didn't deliver and what it all means for consumers on this side of the border.
For many Canadian women over 50, the decision to leave a marriage isn't just emotional — it's financial. With less time to recover and often fewer retirement assets in their own name, the stakes of a grey divorce are high. Here's what you need to know before making any decisions.
ALSO MAKING THE ROUNDS TODAY
NEWS: Canadians lost a record $704M to fraud in 2025, and most victims never came forward — see the 3 scams draining the most money
NEWS: Canada is banning crypto ATMs and there's a reason scammers relied on them so heavily. What you need to know before they're gone
REAL ESTATE: Some Canadian parents are buying homes for kids who aren't even in high school yet. Find out if it makes sense for your family
RETIREMENT: Retiring at 60 with $850K in your RRSP? Here's how to make it last
INSURANCE: If you've been putting off life insurance because of cost, these numbers might change your mind. See what you'd actually pay
HAVE YOUR SAY
Which company do you think puts profits ahead of people?
That's a wrap for today! Before you go, we'd love to know what you thought of today's newsletter. Hit REPLY if you have more to share — we read every reply.
