Good morning. Some of your most valuable assets aren't the ones you think about every day. Today's stories look at protecting your personal data, claiming money you may be entitled to and making sure your cash is working as hard as you are.
On The Money Today:
The fingerprint you didn't know you were giving away, and how to lock down your biometric data before it's used against you
A $130,000 rebate that's live as of today, and the strict timeline you'll need to hit to actually claim it
Why a fat cash balance can quietly cost retirees more than it protects, and where that money should be working instead
Let's get into it.
AI tools can now lift your fingerprint from a close-up photo — and Canadians lost a record $704 million to fraud last year. Here's how real the risk actually is, and the steps that protect you either way.
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A temporary tax change just eliminated tens of thousands in closing costs for new-build buyers across Ontario. Homes up to $1 million qualify for the full $130,000 rebate, but the timing rules are strict and the window won't last. Here's what counts as eligible and how to claim it.
A couple, both 75, have $1.5 million invested and $500,000 sitting in cash. Financial advisors say that idle cash is likely costing them more than it's protecting them. Here's how to figure out the right balance between liquid savings and money that's actually working for you.
ALSO MAKING THE ROUNDS TODAY
RETIREMENT: Your spreadsheet says you're ready to retire at 60, but the math isn't the only thing that matters
NEWS: The Governor General just lost her clothing allowance. Here's what it says about your retirement
HAVE YOUR SAY
If you were buying a new-build home today, would a $130K rebate change your decision?
That's a wrap for today! Before you go, we'd love to know what you thought of today's newsletter. Hit REPLY if you have more to share — we read every reply.
